Mortgage Loan Officer - Mortgage Origination

Mortgage Loan Officer

Mortgage Loan Officer
 

Location: Bartlett, TN 

Compensation: Base + Bonus (DOE)

Position Overview
We are seeking a results-driven Mortgage Loan Officer to originate and close residential mortgage loans. The ideal candidate will build and maintain referral relationships, advise borrowers on loan options including first mortgage products and down payment assistance programs, manage a pipeline from application through closing, and consistently meet sales and quality targets while ensuring compliance with federal and state regulations.

Key Responsibilities

• Originate, qualify, and close residential mortgage loans (purchase and refinance), including first mortgage products.
• Develop and maintain a pipeline of prospects through active prospecting, referral relationships, and community outreach.
• Educate borrowers on loan options, underwriting requirements, costs, and down payment assistance programs to find the best solution for each client.
• Collect and analyze borrower financial information (income, assets, credit) to determine eligibility and structure loan terms.
• Prepare and present loan disclosures, pre-qualification letters, and loan scenarios; ensure timely submission of complete loan packages to processors and underwriters.
• Coordinate with processors, underwriters, real estate agents, and title companies to move loans efficiently to closing.
• Maintain accurate records in the loan origination system (LOS) and CRM; manage documentation and compliance with regulatory requirements.
• Meet or exceed individual production and sales goals while maintaining high customer service and quality standards.
• Stay current on mortgage products, market conditions, interest rates, and applicable laws and regulations.
• Participate in community events and marketing initiatives to promote mortgage services and generate leads.

Qualifications

• Proven experience in mortgage origination and mortgage sales with a track record of meeting production goals.
• NMLS license (or ability to obtain) and thorough knowledge of mortgage lending regulations and disclosure requirements.
• Strong working knowledge of first mortgage products and experience with down payment assistance programs.
• Experience analyzing credit reports, income documentation, assets, and debt-to-income calculations.
• Excellent communication, interpersonal, and negotiation skills with a client-focused approach.
• Comfortable with prospecting, networking, and building referral relationships with real estate agents and community organizations.
• Familiarity with loan origination systems (LOS), CRM tools, and standard mortgage documentation.
• High attention to detail, strong organizational skills, and the ability to manage multiple files and deadlines.
• Bachelor's degree in finance, business, or related field preferred but not required.
• Valid driver's license and ability to attend client meetings and community events as needed.

- For this position, you must be currently authorized to work in the United States without the need for sponsorship for a non-immigrant visa. This job was first posted by CyberCoders on 08/24/2026 and applications will be accepted on an ongoing basis until the position is filled or closed.Everforth CyberCoders is proud to be an Equal Opportunity Employer

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity or expression, national origin, ancestry, citizenship, genetic information, registered domestic partner status, marital status, status as a crime victim, disability, protected veteran status, or any other characteristic protected by law. Our hiring process includes AI screening for keywords and minimum qualifications, and a virtual recruiter as part of the application process. A human recruiter reviews all results. Click here for details on our virtual recruiter .  Everforth CyberCoders will consider qualified applicants with criminal histories in a manner consistent with the requirements of applicable state and local law, including but not limited to the Los Angeles County Fair Chance Ordinance, the San Francisco Fair Chance Ordinance, and the California Fair Chance Act. Everforth CyberCoders is committed to working with and providing reasonable accommodation to individuals with physical and mental disabilities. Individuals needing special assistance or an accommodation while seeking employment can contact a member of our Human Resources team at Benefits@CyberCoders.com to make arrangements.

Salary

$70000 - $90000 USD per year